Today I paid off another credit card! We now have only 2 left and a medical bill. The medical bill will probably be the next one to get paid off since it's the lowest amount in line.
I honestly don't know how we're going to get the next 2 credit cards paid off. One is over $7,000 and the other is up to $20,000. I'm hoping this summer I can do a few flea markets and earn some money that way.
Last month we received over $100 in misc. checks. Most of them were rebates and refunds! All of it went towards our debt, which helped us pay off that credit card today. I have to update our April earnings, but I did update our debt payoff amounts on the left sidebar.
Monday, April 28, 2008
Tuesday, April 22, 2008
Happy Earth Day!
Today to celebrate Earth Day I planted some seeds, which will hopefully sprout into a successfull container garden! I've tried container gardening in the past, but I got frustrated with the costs of the containers and plants. This year I am determined to get some vegetables!
Having a big garden is my dream and is what keeps me going with trying to get out of debt and save money for a down payment on a house. Being restricted by a deck at this apartment is depressing.
I spent about $10 to begin my container garden. I got organic Miracle Gro potting soil, small seedling starters and seeds. I could have tried to plant the seeds directly into the larger containers, but I need to see if the seeds will actually sprout before investing in some pots and window boxes.
This morning I planted parsley, cilantro, cayenne peppers, jalapeno peppers, green peppers, spring onions, roma tomatoes, carrots, cucumbers, zucchini and peas. Another reason for planting seeds in the starter pots is so I have a little bit of time to acquire the containers I'll need, without spending a fortune. Soil isn't that expensive, about $1 a bag. I would like to try some hanging plants too for strawberries and tomatoes.
Even if I don't get much of a harvest from my vegetables, hopefully it will save us a few trips to the farmer's market, which saves money and is better for the environment. I'll be posting pictures of my progress!
Having a big garden is my dream and is what keeps me going with trying to get out of debt and save money for a down payment on a house. Being restricted by a deck at this apartment is depressing.
I spent about $10 to begin my container garden. I got organic Miracle Gro potting soil, small seedling starters and seeds. I could have tried to plant the seeds directly into the larger containers, but I need to see if the seeds will actually sprout before investing in some pots and window boxes.
This morning I planted parsley, cilantro, cayenne peppers, jalapeno peppers, green peppers, spring onions, roma tomatoes, carrots, cucumbers, zucchini and peas. Another reason for planting seeds in the starter pots is so I have a little bit of time to acquire the containers I'll need, without spending a fortune. Soil isn't that expensive, about $1 a bag. I would like to try some hanging plants too for strawberries and tomatoes.
Even if I don't get much of a harvest from my vegetables, hopefully it will save us a few trips to the farmer's market, which saves money and is better for the environment. I'll be posting pictures of my progress!
Wednesday, April 16, 2008
Taking advantage of bank rewards!
A few weeks ago we received a letter from our bank about their rewards program called "Points4U". Whenever we use our debit card, we get points which we can redeem for prizes! My husband and myself both have a debit card from our bank, so I called and asked if we could get our points onto one account, to make it much easier to keep track of.
After they were combined, we had enough points for redeem for a Target gift card worth $50! The gift card came a week later and I used it to buy things I couldn't get free at CVS or from triple coupon shopping. Things like toilet paper, vitamins for the kids and similar items.
Even though the rewards are real nice, we're being careful not to overspend on our debit card just to get the points! :)
After they were combined, we had enough points for redeem for a Target gift card worth $50! The gift card came a week later and I used it to buy things I couldn't get free at CVS or from triple coupon shopping. Things like toilet paper, vitamins for the kids and similar items.
Even though the rewards are real nice, we're being careful not to overspend on our debit card just to get the points! :)
Wednesday, April 9, 2008
Question about moving/jobs
Ok, I've been giving it a lot of thought to the actual process of moving and David getting a new job. Basically, my whole thing is, so when we do pay off all this debt and clean up our credit report (trying to remove all of the discrepencies), then what? How does someone actually go about relocating?
My thought is that I should start writing a resume for David. My mom said I just post it on headhunters (I guess that's a website?) and all the other online job places. So if he does get an interview and actually lands the job, then what? How does someone go about renting a place over 2 hours away then? Doesn't an apartment complex or even someone private want the tenant they're considering to have had a job for a few months? Or doesn't that even matter?
My thought is that I should start writing a resume for David. My mom said I just post it on headhunters (I guess that's a website?) and all the other online job places. So if he does get an interview and actually lands the job, then what? How does someone go about renting a place over 2 hours away then? Doesn't an apartment complex or even someone private want the tenant they're considering to have had a job for a few months? Or doesn't that even matter?
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