Not much going on as far as earnings go right now, hopefully I can get that to change soon!
Cashcrate - $16.60
Associated Content (performance bonus) - $2.39
Surveys - $3.00
Rebates - $9.00
Advertising - $84.00
Total - $114.99
Monday, January 28, 2008
"Are you alive?"
*lol*
Today I received an email from Blair over at Becoming Debt Free asking if I was alive! I had to laugh, because yes, it does seem as if I have fallen off the face of the earth lately!
January has been a difficult month for us financially. My husband's car was due for inspection and with everything that needed to be done with his car, we had to pay $800 to get it fixed. Well, technically it's not even fixed yet. We paid for the parts already but we're waiting for them to come in and then we'll pay for the labor and inspection fees when it gets done, which is hopefully tomorrow.
We could have used the emergency fund to pay for it but I'm not considering this an emergency. We knew the car would need an inspection and probably need something done. Even after all the bills for this month were paid and the car, we still have a little bit left over. But not much, not much at all!
Even after my husband gets paid at the end of the month, we're still going to be short for a few weeks since all of our bills are due the first week of the month. I just haven't felt like updating much since I was a little down in the dumps due to not having any money and not having much going towards debt.
I have managed to make a little bit this month with Cash Crate and some advertising. I will be updating my earnings after this :)
Today I received an email from Blair over at Becoming Debt Free asking if I was alive! I had to laugh, because yes, it does seem as if I have fallen off the face of the earth lately!
January has been a difficult month for us financially. My husband's car was due for inspection and with everything that needed to be done with his car, we had to pay $800 to get it fixed. Well, technically it's not even fixed yet. We paid for the parts already but we're waiting for them to come in and then we'll pay for the labor and inspection fees when it gets done, which is hopefully tomorrow.
We could have used the emergency fund to pay for it but I'm not considering this an emergency. We knew the car would need an inspection and probably need something done. Even after all the bills for this month were paid and the car, we still have a little bit left over. But not much, not much at all!
Even after my husband gets paid at the end of the month, we're still going to be short for a few weeks since all of our bills are due the first week of the month. I just haven't felt like updating much since I was a little down in the dumps due to not having any money and not having much going towards debt.
I have managed to make a little bit this month with Cash Crate and some advertising. I will be updating my earnings after this :)
Monday, January 14, 2008
Daily Progress Reports
I've decided that in order to keep track of where our money is going and to hopefully keep us from unnecessary expenses, I am going to do daily progress reports. I got the idea from Jennifer over at Finding Financial Peace! She reports any income she's made that day and any money spent.
Today while Rosemary was taking a nap I cut out and started to sew 6 hanging wetbags (for pads) and while she played I finished sewing them. When I put her to bed I listed them at my store at Etsy. Yesterday I designed my first one and I couldn't stop thinking about it so I made it more elaborate and I'm really happy with the outcome!
I did go triple coupon shopping again, so our expenses for today were $18.04. Over the weekend we only spent $1.50 "out of pocket". We did get things on Saturday, but we used gift cards and extra care bucks, then on Sunday I did my weekly CVS shopping trip and paid $0 for lots of stuff (using coupons and my extra care bucks). The $1.50 was spent yesterday getting another newspaper for coupons, which is money well spent considering the savings!
Today while Rosemary was taking a nap I cut out and started to sew 6 hanging wetbags (for pads) and while she played I finished sewing them. When I put her to bed I listed them at my store at Etsy. Yesterday I designed my first one and I couldn't stop thinking about it so I made it more elaborate and I'm really happy with the outcome!
I did go triple coupon shopping again, so our expenses for today were $18.04. Over the weekend we only spent $1.50 "out of pocket". We did get things on Saturday, but we used gift cards and extra care bucks, then on Sunday I did my weekly CVS shopping trip and paid $0 for lots of stuff (using coupons and my extra care bucks). The $1.50 was spent yesterday getting another newspaper for coupons, which is money well spent considering the savings!
Saturday, January 12, 2008
A good day
Usually on Saturdays we end up spending some money. Sometimes it's just for something we need (milk, bread, etc), gas or a little treat at 7-11. But today we spent $0.00. It felt really good, but we did need some things and we did get them.
First we went to the post office so I could ship some pads I sold on Etsy (yay!), then to the bank to deposit $12 worth of checks from doing surveys. After that we headed to the library where we got some dvds: Twilight Zone for my husband and me and some Underdog ones for my son. Then my son also borrowed 2 video games for his Gamecube and a book. My husband got a book on computers that he'll need for his training at work. The library is a fantastic place!
We needed some trash bags and CVS was next door, so I used some of my extra care bucks to get trash bags, another paper, 2 drinks for my "dying of thirst" son and daughter, plus a small bottle of hand sanitizer. I even got back a $2 ecb and CVS coupon.
On the way home we made a stop at Big Lots and got my husband a new pillow (just $3!) and we stocked up on some cereal for him. Big Lots had a TON of cereal, I swear, I've never seen so much cereal in one place! David has to eat a lot of fiber because of his condition (diverticulosis) and they had Kashi cereal (which is pretty expensive) for just $2 a box. We also got some Capri Sun for my son at a deep discount. We hardly buy them because they're expensive but they were only $1.60 and my husband also got some energy drinks. I found a computer game called "Westward" and we paid only $16 for everything but with a gift card! I returned my daughter's kitchen that we got her at Christmas there (it fell apart!) which we later replaced with a better one at a different store and they gave us a gift card for the return.
Not a bad day at all!
First we went to the post office so I could ship some pads I sold on Etsy (yay!), then to the bank to deposit $12 worth of checks from doing surveys. After that we headed to the library where we got some dvds: Twilight Zone for my husband and me and some Underdog ones for my son. Then my son also borrowed 2 video games for his Gamecube and a book. My husband got a book on computers that he'll need for his training at work. The library is a fantastic place!
We needed some trash bags and CVS was next door, so I used some of my extra care bucks to get trash bags, another paper, 2 drinks for my "dying of thirst" son and daughter, plus a small bottle of hand sanitizer. I even got back a $2 ecb and CVS coupon.
On the way home we made a stop at Big Lots and got my husband a new pillow (just $3!) and we stocked up on some cereal for him. Big Lots had a TON of cereal, I swear, I've never seen so much cereal in one place! David has to eat a lot of fiber because of his condition (diverticulosis) and they had Kashi cereal (which is pretty expensive) for just $2 a box. We also got some Capri Sun for my son at a deep discount. We hardly buy them because they're expensive but they were only $1.60 and my husband also got some energy drinks. I found a computer game called "Westward" and we paid only $16 for everything but with a gift card! I returned my daughter's kitchen that we got her at Christmas there (it fell apart!) which we later replaced with a better one at a different store and they gave us a gift card for the return.
Not a bad day at all!
Saturday, January 5, 2008
Back into the game!
Today I got another payment from Race4offers! I completely forgot that the $24.53 was on it's way, so it was a nice surprise to find that in my paypal account tonight! I transferred it immediately to our debt account. I am also waiting for a payment from DealBarbiePays, but I'm pretty sure I won't get it until the end of this month.
Getting that payment today really started to get me motivated again! I wish I could just devote an hour a day to completing offers, I think it would really add up over the course of a month. I really like writing articles too, maybe I should alternate them, every other day.
Getting that payment today really started to get me motivated again! I wish I could just devote an hour a day to completing offers, I think it would really add up over the course of a month. I really like writing articles too, maybe I should alternate them, every other day.
Wednesday, January 2, 2008
New Year's Resolutions and 2008 Goals
This year we have some major goals! My husband and I agreed that we will be debt free by January 1, 2009. We are sick and tired of this debt and I have a renewed motivation and energy toward paying off this debt! The past few months we have paid a few off, but including our car payments our grand total of debt is somewhere around $25,000. I would like to get an exact figure soon.
Here are my financial New Year's resolutions and goals for 2008:
1. Get out of debt by January 1, 2009
2. Organize and clean out house, sell as much as I possibly can for extra income towards debt.
3. Make at least $100 a month online
4. Write more articles for income
5. To not spend any money to make money
6. Take $500 of my husband's overtime pay and put it towards debt. He currently gets $500 each pay check and gets paid twice a month. I suggested taking the entire amount he gets paid in overtime (which is really a second job) and apply it towards debt, but after crunching some numbers we can't do it at the moment.
7. Apply 80% of pad sales towards debt. The other 20% goes towards supplies and fees.
8. Reduce, reuse and recycle! This will save money and help the earth. A personal goal of mine is to be more green but it will also help financially in some areas.
9. Eat out less. We have a pretty good grip on this but it could still use some work.
10. Do some monthly challenges, inspired by these blogs: Working for Financial Freedome and Arduous Blog! Once I think of one for the month of January I will post about it!
This is as many as I can think of for the moment, I'm pretty excited for the New Year and to pay off our debt. This time next year I hope to be debt free!
Here are my financial New Year's resolutions and goals for 2008:
1. Get out of debt by January 1, 2009
2. Organize and clean out house, sell as much as I possibly can for extra income towards debt.
3. Make at least $100 a month online
4. Write more articles for income
5. To not spend any money to make money
6. Take $500 of my husband's overtime pay and put it towards debt. He currently gets $500 each pay check and gets paid twice a month. I suggested taking the entire amount he gets paid in overtime (which is really a second job) and apply it towards debt, but after crunching some numbers we can't do it at the moment.
7. Apply 80% of pad sales towards debt. The other 20% goes towards supplies and fees.
8. Reduce, reuse and recycle! This will save money and help the earth. A personal goal of mine is to be more green but it will also help financially in some areas.
9. Eat out less. We have a pretty good grip on this but it could still use some work.
10. Do some monthly challenges, inspired by these blogs: Working for Financial Freedome and Arduous Blog! Once I think of one for the month of January I will post about it!
This is as many as I can think of for the moment, I'm pretty excited for the New Year and to pay off our debt. This time next year I hope to be debt free!
December Earnings
I wasn't actively trying to make any extra money online for December 2007 because I was really busy with the holidays. I was able to make $24.94:
Cash Crate $15.95
Surveys from Pinecone Research - $9.00
Total - $24.94
I was really looking forward to the New Year and I've been watching The Dave Ramsey Show (Fox Business channel) and Big Spender (A&E) whenever it's on to give me even more inspiration.
My next post will be about New Year's resolutions and our financial goals for 2008!
Cash Crate $15.95
Surveys from Pinecone Research - $9.00
Total - $24.94
I was really looking forward to the New Year and I've been watching The Dave Ramsey Show (Fox Business channel) and Big Spender (A&E) whenever it's on to give me even more inspiration.
My next post will be about New Year's resolutions and our financial goals for 2008!
Subscribe to:
Posts (Atom)
