Sunday, August 12, 2007

The Total Money Makeover

I am just about through reading Dave Ramsey's. I am completely sold on this. For years my husband and I have been looking for "the" answer and we've found it! I am so relieved now that I know what exactly we are suppossed to do. It's a good plan and I have complete faith that it will work.


Yesterday, I caved and went to Border's to buy the book. I had originally just bought The Total Money Makeover Workbookbecause I read you didn't need the other book in order to implement the workbook. I decided that I wanted to read the entire book so I ended up buying it for full price, but the price is justifiable.


For those of you who are familiar with Dave Ramsey and The Total Money Makeover, you know the first "Baby Step" is building up the $1,000 Emergency Fund. Obviously, this is our first step as well. I am confident that it won't take very long for us to get our emergency fund. I will be posting our progress with it!





Any investment corporation is always very careful about the investments history. They believe that investing is very easy, but maintaining a record is equally difficult. The ideal policy is to avoid banking loans and be concerned about interest only mortgages. Regular mortgages also do not suit a colossal business plan. Same holds true for payday loans. Like home insurance, the businesses too get themselves insured.



1 comments:

Mom of 3 said...

Good luck with it! My husband and I are doing Dave Ramsey's program also. We are on Step #1 (the paying off debt step) and it's so much fun to see the numbers go down. We've changed our spending habits, and actually truly budget our money. I only wish we had started sooner.

Keep us updated on how you do!